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Child of an older parent

Parent to a teenager or young adult

Aging in Place

Solo Senior

If you’re here, you may be asking…

How do I start this conversation?

How much do I need to retire well?

If I cannot live at home, where will I live?

Who can speak for me if I am unable to speak for myself?

How do I receive care from my loved ones while not being a burden to them?

What steps do I need to do to keep active and safe?

How can I prepare for my final journey with joy? 

What life lessons do I want to teach others or leave behind?

What documents are needed to close out my estate?

This is your Journey.

Your Last Life Lesson starts with documenting your wishes, providing a way to pay your loved ones for care and support, and ends with having a plan your loved ones can follow to close out your estate.

Our Family Encounter joins you on this journey as an advocate, guide, and concierge.
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Our Family Encounter works with you to coordinate an aging plan with your wishes in mind.

Whether you are working within your family to create a plan for an aging parent or you want to have the peace of mind that you have made the necessary decisions for successful and independent aging.

We work with you through each stage so you have the peace of mind knowing you have experienced, professional, and caring Stewards to guide and support you.

Our Family Encounter believes we all age together.

We want you to enjoy your retirement and create wonderful experiences for yourself and others as you age. Having an integrated plan, knowing which services are needed and available and finding trusted advisors can be hard to do on your own. Retirement is about enjoying life and living it to the full!

Your Last Life Lesson helps you determine what you want to teach others about what is important to you. Our Family Encounter provides the tools, guidance and support you so your loved ones may learn your life lessons.

How we create your plan:

eBook – $25, Printed Book $30

Easy to read chapters on the different topics relating to end-of-life planning. The end of each chapter lists the documents and actions needed to create a full aging plan. Topic Highlights: Funeral Planning Guide, Family Caregiving Agreements (FCA) and Family Caregiving Limited Liability Corporation (FCLLC), Solo Seniors, Veterans 


Need a place to store your documents in an easy to manage filing system. The legacy box consists of 20+ compartments to save the documents listed in Last Life Lesson. Important documents, such as the family caregiving agreement, asset lists, funeral planning worksheet, are available on website. The first half of the box is for planning documents and the second half is for your Executor or Trustee to use to close out your estate. Great savings for $100.  

Consultation provided where we review the documents you need for your personal situation. Approximately one hour for $195.  


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With this package, you gain an expert in advanced planning to access requirements for legal, financial, funeral planning. We provide recommendations based on existing income for housing and care requirements. We provide all the documents required with the information you need to meet state and local statues. This process is expected to take between six to eight months to complete and cost $1500. We help you gather the documents, and fill them out properly, so your loved ones know your wishes. We are here as a resource for your loved ones as we can share your wishes. 

For the older adult who wants to age in place and wants to pass on their legacy to their caregivers and family members for general caregiving and services. This process requires advance planning. Determining what services may be needed and how much you may be willing to pay your loved ones is a personal decision and based on personal finances. The purpose of paying loved ones and family members is to account for their lost wages, benefits, and retirement savings if they need to leave their work or it can allow you to pay your grandchildren for doing light household chores.

The following concierge services will be provided by Our Family Encounter:

*Personal Care certification and ongoing training

*Recordkeeping of care given and income for caregiver

 *Advocate, advice, and referrals

 *Healthcare Agent resource

 *Executor/Trustee assistance

 *Early intervention of suspected mistreatment

 *End of life planning

 *Well check sensor (currently in development)

 *Mediation services

For families who are in the ‘forgotten middle’, they may not be able to afford to move into a Senior community and want to avoid spending down their income into bankruptcy to receive housing and care. This solution allows older adults to remain in the driver’s seat and pay their loved ones for their care and support. Family members who leave their jobs to provide care, this solution provides them an income. Seniors pay their loved ones while they are alive rather than after the closure of their estate.

For the family with significant assets. Cost varies on estate.

This concept involves turning your personal estate into a business entity. To create this as a solution, families will need to have professional guidance from their attorney, financial planner, and tax professional to make sure the business is structured appropriately for local and state guidelines and laws. All businesses require regular meetings, for which Our Family Encounter Aging Concierge will coordinate.  

As with all businesses, this structure requires each officer to have a specified role to fulfill. The originator of the Family Caregiving Limited Liability Corp (FCLLC) will be the Managing Partner and always have final say unless there is a medical and legal determination of incapacity. The advantage of an FCLLC is that decisions can be made daily rather than relying on the details of a will or trust, which is effective the day the document is signed. Our Family Encounter Aging Concierge will oversee the meetings. We will be a silent advisor to the other officers but will require an accounting of care and services provided like the Family Caregiving Agreement (FCA) and record of care. Our Family Encounter will also assist the family and advisors to make sure all legal, tax and payroll issues are managed. 

This is a formal solution for families with more significant wealth and assets. Our Family Encounter Aging Concierge support will remain intact through the closure of probate or the trust. 

At the end of this process, Our Family Encounter provides the following Aging concierge services: 

  • Receive all services available from the FCA
  • Creation, maintenance, and closure of the business 
  • Lead regular family meetings 
  • Verify business recordkeeping and taxes are maintained and filed  
  • Officers receive wages and benefits  

The FCLLC is a hybrid of a Family Limited Partnership offered to for high wealth families with properties and businesses and the family caregiving agreement. This process requires self-funding your own business with assets, properties, and savings as collateral. Legal guidance will provide guidance to avoid probate and might be tax advantaged. Having the right advisors to make this happen and to provide cost-benefit analysis is crucial. As this process requires time to put into place, we suggest having this conversation with guidance from a third party, such as Our Family Encounter, to coordinate and oversee the process.  

We connect families via video-conferencing to manage family dynamics for eldercare mediation. Play to watch different videos.


Thank you for putting so much time and energy into helping seniors age well. It is such important work!

Matthew Bearth, Box Financial Advisors

I think the book is an incredible comprehensive overview of the planning, logistics, operations, and financial aspects to prepare for aging, dying and death. It’s well put together and provides tools to help the unorganized, unprepared, or naive among us to avoid pitfalls and get this difficult transition planned and organized ahead of time in order to be able to celebrate the life and impact of loved ones rather than stress over material details.

Blake, Twin Cities Metro Paramedic

What a great resource! I will be using this personally with my wife and will go over it with my two adult children.

Mike Gregory, Author and Mediator

Hear Our Family Encounter in a live interview on “Living Healthy and Aging Well(AM 950 – May 9, 2020)


Capture your personal story. What events or people did you interact with during your life? Also consider how you will pass on your legacy, whether it is financial or in personal property or your passwords and safety box key. Consider organizing this part of your life so you can transition your life with dignity, honor and grace.

End of Life

Everyone needs to have a funeral. Yet it is the one topic no one wants to discuss. Consider two things: how you die is the last lesson you teach your loved ones and it is the last decision you will ever make. Preparing and paying for your funeral so your survivors the best inheritance you can provide.


COVID has brought an awareness to isolation for the senior community as many chose to shelter in place. Technology can help with getting support or interacting with others, yet almost half of seniors do not have an email. Most technology solutions require an email. Curtailing depression and self-neglect caused by isolation is a top priority this winter.


Many associate healthy aging with wellness. Yet many services are not covered by Medicare: dental, hearing aids, prescriptions, home health services, access to technology like cellphones or computers to connect to others if you are isolated in your homes or at the clinic or hospital. Diet, exercise and the number of disabilities you have determines your quality of life.


Having a current will or trust , healthcare directive and choosing who can speak on your behalf for financial and health concerns can only be done with the guidance of an attorney. Consider, if you have COVID and there is one ventilator between you and another patient, what are your wishes? Make sure your will is updated to reflect your current circumstances.


One wealth advisor calls retirement the go-go years, the slo-go years and the no-go years. Know how to fund each of these stages. According to a 2019 study by Northwestern Mutual, 21% of Americans have no savings, 10% have less than $5,000 saved and an additional third have less than $25,000 saved.


Choosing where to live if you are unable to age in your home. What can you afford? Do you have family or a strong social network? What services are available to you? What happens if you run out of money or experience an emergency? Is your home safe to live in?


Choosing where to live if you are unable to age in your home. What can you afford? Do you have family or a strong social network? What services are available to you? What happens if you run out of money or experience an emergency? Is your home safe to live in?